If your pre-construction property is closing soon, you have several options for what to do with your property. Here's what each one means—and how to choose the right move.

Closing costs are the fees and expenses required to finalize a real estate transaction. These costs are paid at closing when ownership of the property officially transfers to you. They can amount to tens of thousands of dollars so understanding them is critical for the success of your real estate investments.

Calgary’s economic fundaments remain very strong, driven by a diverse economy expanding beyond oil and gas into tech, finance, and renewable energy. With rapid population growth and affordable housing compared to major cities, Calgary provides a stable and promising environment for real estate investors.

Finding reliable tenants is essential for protecting your investment and ensuring a smooth rental experience. The key to avoiding bad tenants lies in a thorough and fair screening process. Let me show you the steps I take to screen prospective tenants.

The Cooling-off period lets pre-construction condo buyers cancel their purchase within for any reason and get a full deposit refund. It’s a key protection that gives buyers time to review the contract and seek legal advice before fully committing.

CMHC insurance helps first-time homebuyers in Canada purchase a home with as little as 5% down. It protects lenders, not buyers, but allows access to lower down payments and better rates. Required for homes under $1.5M, the premium is added to your mortgage and based on your down payment size.

When buying a pre-construction condo, it’s essential to understand the difference between interim occupancy and final closing. Knowing what to expect at each stage helps you budget properly, avoid surprises, and ensure a smooth path to full ownership.

If you're a first-time homebuyer in Ontario, you may be eligible for a Land Transfer Tax rebate of up to $8,475, helping offset one of the biggest closing costs when buying a home. This financial incentive can make a meaningful difference in your first home purchase, so it's important to understand the eligibility rules and how to apply.

he First Home Savings Account (FHSA) is a tax-advantaged savings plan introduced by the Canadian government in 2023 to help first-time homebuyers save for their first home faster. With tax-deductible contributions and tax-free withdrawals, it offers one of the most efficient ways to save for a down payment.

The RRSP Home Buyer’s Plan unlocks a powerful opportunity to leverage your RRSP savings and ease the path to homeownership—especially for Canadians who struggle to amass a sizable down payment. By understanding eligibility, withdrawing responsibly, and staying disciplined with repayments, you can make this government program work fast for you.

There are many acceptable sources of funds for the down payment of a real estate purchase in Canada — including savings, RRSPs, gifts, and investments — so read this so you can prepare your finances and avoid delays.

Many pre-construction buyers confuse the deposit with the down payment, but they serve very different purposes so understanding the difference is key to avoiding surprises and planning your budget effectively.

When it comes to protecting yourself against lost income due to disability, it’s important to understand the difference between mortgage disability insurance and traditional disability insurance.

Mortgage life insurance is a type of policy designed to pay off your mortgage if you pass away during the term of your loan. While it offers peace of mind that your loved ones won’t be burdened with mortgage debt, it's important to compare it to other options to ensure you’re getting the best value and flexibility.